International Desk

Payroll card program

For organizations and individual entrepreneurs SB Sberbank JSC offers a modern and convenient form of payment of salary directly to employees' accounts, which you can benefit  using payment cards of the Bank:

  • VISA Electron / MasterCard Maestro
  • VISA Classic / MasterCard Standard
  • VISA Gold / Gold MasterCard


For companies:

  • reduction of the risks of receipt, storage, transportation of cash;
  • savings by eliminating the encashment of funds;
  • simplified payment of salaries to employees;
  • provision of travel and advance expenses in a non-cash form;
  • ensuring the confidentiality of the salary amount of employees;
  • more time for cash desk officers and accountants to deal with other matters, no need to deposit unclaimed funds.

For staff:

  • access to modern banking technologies – payment for purchase in points of sale and service through the payment terminals; shopping at home via the Internet; cash withdrawal from ATMs and outlets of the Bank;
  • opportunity to use a payment card both in Kazakhstan and around the world;
  • when going abroad, a sum of money on the payment card is not recorded in a tax declaration;
  • payment card can be opened in any currency (KZT, USD, EUR, RUB);
  • simplified procedure of salary payment without queuing at a convenient time;
  • reliable protection against loss or theft of cash (in case of loss of payment card you lose only piece of plastic, money remains in the payment card account);
  • opportunity for family members and authorized persons to have access to funds through issue of additional payment cards;
  • transparency of all transactions, opportunity to track income and expenses on the payment card account;
  • 24/7 access to the payment card account allows you to effectively manage your finance.
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