Overdraft

Under the turnover on accounts with SB Sberbank JSC

Under the turnover on accounts with no more than two other second-tier banks​

Amount

up to 40% of the average monthly net credit turnover on accounts of the Borrower with SB Sberbank JSC over the last 6 months

up to 30% of the average monthly net credit turnover on accounts of the Borrower with second-tier banks over the last 6 months

Loan purpose​

1. Payment of settlement documents for the acquisition of goods and services under core activities;

2. Transfer of tax and other mandatory fees;

3. Payment of salary to employees;

4. Making payments for operating expenses of the borrower.

Financing type ​

Revolving credit facility

Term

The term of the credit facility – up to 6 months against turnover on accounts with SB Sberbank JSC;

Tranches term – up to 28 days.

The term of the credit facility – up to 3 months against turnover on accounts with other second-tier banks;

Tranches term – up to 28 days.

Repayment of interest

Monthly

Repayment of principal debt​

Monthly, in equal installments or by annuity payments.

Collateral​

No

Loan Currency

KZT, USD, EURO, RUB

Fees

1% of the established limit on overdraft

Penalty for late repayment of principal debt and interest​

For individual entrepreneurs – 0.5% of the amount of outstanding payments for each overdue day, but no more than 10% of the amount of the issued loan for each year of loan term.

For legal entities – 0.5% of the amount of outstanding payments for each overdue day.

Prepayment penalty​

Not applicable